CDs - Certificates of Deposit

Income Certificates

• $5,000 minimum to open and obtain annual percentage yield
• Simple interest paid monthly or quarterly
• 6, 12, 18, 30 or 60 month terms (penalties may apply for early withdrawal)

Rates

Growth Certificates

• $500 minimum to open and obtain annual percentage yield
• Interest compounded daily & posted quarterly
• 3 to 60 month terms (penalties may apply for early withdrawal)

Rates

IRA - Individual Retirement Accounts

IRA deposits can be made to any Growth Certificate of Deposit Account currently being offered, or just $20 opens your Individual Retirement Statement savings account.

Rates

Phoenix Money Market

• Variable tiered balances rate compounded daily & credited monthly, based on tiered balances
• $2500 minimum to open the account, earn interest and avoid service fee
• Monthly service fee of $6.00 if daily balance falls below $2500
• Six cleared checks per statement cycle allowed

Rates