Statement Savings

• Interest is compounded daily and credited quarterly
• Deposit or withdrawal at any time (you may only make 6 transfers to another account, or to a 3rd party, via pre-authorized, automatic, internet, or telephone transfers per month)
• Minimum daily balance of $100 to open, earn interest and avoid service fee
• Statements mailed monthly or enroll in eStatements
• Monthly service fee of $3 if daily balance falls below $100
• Monthly fee waived for the 1st cycle

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Regular Passbook Account

• Interest compounded daily / credited quarterly
• Deposit or withdrawal at any time (you may only make 6 transfers to another account, or to a 3rd party, via pre-authorized, automatic, internet, or telephone transfers per month)
• $100 to open
• Minimum daily balance of $100 to earn interest
• Monthly service fee of $3 if daily balance falls below $100

Senior Gold Passbook Account (62 years and older)

• Interest compounded daily / credited quarterly
• Deposit or withdrawal at any time (you may only make 6 transfers to another account, or to a 3rd party, via pre-authorized, automatic, internet, or telephone transfers per month)
• Minimum daily balance of $20 to open and earn interest
• No service fee

Children's Savings Club (Birth thru 13 years)

• Interest is compounded daily and credited quarterly
• Deposit or withdrawal at any time (you may only make 6 transfers to another account, or to a 3rd party, via pre-authorized, automatic, internet, or telephone transfers per month)
• Minimum daily balance of $20 to open and earn interest
• No service fee

Club Accounts

• Save weekly for a VACATION or the HOLIDAY or both, and have the money when you need it!
• Start with just $10 and deposit any amount, any frequency
• Earn interest on balances over $50
• Simple interest is paid annually at maturity by check or transfer
• Early withdrawals forfeit interest